Insurance personal injury claims data reveal how safe motor vehicles are in an accident

Car crash tests provide lots of data on how motor vehicles will fair in an accident and vehicles are rated accordingly. A new report by the Highway Loss Data Institute (HLDI) has another method of providing data on the safety of a vehicles: personal injury accident claims.

When people are injured in a car accident, the medical payments an insurance company pays out can reflect how well the occupants of the vehicle were protected in an accident. The HLDI shows a correlation between vehicle size and how well protected people.

Small vehicles injury claims

The HLDI looked at personal injury protection (PIP) coverage and, based on that data identified the vehicles with the highest personal injury claims per 1,000 vehicles. The cars with the highest injury claims were mostly mini or small cars. The HDLI looked at PIP claims on 2009-11 models:

  • Toyota Yaris – mini car — 28.5 claims/1,000 vehicles
  • Suzuki SX4 – small car — 26.6 claims
  • Chevrolet Aveo – mini car — 26 claims
  • Mitsubishi Galant – midsize car — 25 claims
  • Kia Rio – mini car- 24.9 claims
  • Nissan Versa – small car – 24.6 claims
  • Hyundai Accent mini car – 24.6 claims
  • Dodge Avenger – midsize car – 23.7 claims
  • Nissan Sentra – small car – 23 claims
  • Chevrolet Aveo wagon – mini station wagon – 22.3 claims

Large vehicle injury claims

The data revealed what common sense would tell one and that is vehicles which are larger and heavier protects the occupants better:

  • Porsche 911 – midsize sports car 4.5 claims
  • Chevrolet Corvette – midsize sports car – 5.4 claims
  • Chevrolet Silverado 2500 crew 4WD – very large pickup – 5.5 claims
  • Jeep Grand Cherokee – midsize SUV – 6 claims
  • Lexus LX 570 4WD – large luxury SUV – 6 claims
  • Mercedes Benz SL-Class convertible – midsize sports car – 6 claims
  • Chevrolet Silverado 1500 4WD – large pickup – 6.2 claims
  • Ford F-150 4WD – large pickup – 6.2 claims
  • Land Rover Range Rover 4WD – large luxury SUV – 6.2 claims
  • Cadillac Escalade ESV 4WD – very large luxury SUV – 6.4 claims


We recommend that, when purchasing a car, buyers look at not only crash loss data and crash tests but at personal injury claims data. See the Insurance Institute for Highway Safety for more information.

This information is provided by Washington Injury Attorney blog, a service of The Farber Law Group. We represent people who have been seriously injured in motor vehicle accidents and the family of those who have been killed.

Contact The Farber Law Group at 1-800-244-9087 or attorney@hgfarber.com to schedule a free and confidential case evaluation. Our Bellevue office is here to assist you.

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