What is insurance company bad faith?

In Washington State, insurance companies have a duty to conduct their business in “good faith” when they process claims of the people that they insure. Good faith is a concept that is important in law; Good faith simply means that the insurance company should conduct themselves and their business with honesty and morality in their conduct.

An insurance company acting in “bad faith” is violating their contractual obligation to their policyholders and, in the case of “bad faith,” the policy holder may sometimes sue the insurance company.

Examples of bad faith include:

  • Delaying claim processing
  • Inadequately investigating a claim
  • Threatening the insured
  • Refusing to defend a lawsuit
  • Reading the insurance policy in ways that it was not intended
  • Refusing to make a reasonable and equitable settlement offer

When an insurance company is acting in bad faith in cases of serious injuries, you should contact a lawyer who is a personal injury specialist and who will insure that your rights are protected. The Farber Law Group located in Bellevue, Washington, has more than 30 years experience in representing accident victims caused by someones negligence and making sure that they receive the full compensation to which they are entitled.

Contact The Farber Law Group for a free and confidential case evaluation.